by Ramdas | Dec 22, 2021 | Finance Friday, Financial Planning, Individuals Articles
‘Tis the Season for Gifts! The halls are decked, cookies are out for Santa, presents are under the tree, and we are all in the giving spirit this time of year. If you are fortunate enough to be able to give large gifts, remember you have until December 31 to do so for...
by Ramdas | Nov 29, 2021 | Finance Friday, Financial Planning, Individuals Articles, Retiring, Tax Articles
While most of us think 2020 was just the other day, the reality is 2021 is coming to an end and 2022 is just around the corner. As we go into Holiday mode, it’s important to do a year end financial check list to make sure you are on track for the remainder of the...
by Ramdas | Oct 22, 2021 | Financial Planning, Individuals Articles, insurance, Tax Articles
When It Rains, It Pours – Umbrella Policy Umbrella insurance is an insurance policy that can provide additional coverage to your existing homeowners, auto, boat, landlord, and professional liability policies. An umbrella policy can provide coverage when an existing...
by Ramdas | Oct 12, 2021 | Financial Planning, Individuals Articles, Tax Articles, Withholding
Taxes are complicated, but you’re in the right place when it comes to navigating your unique tax situation. Below are some common misconceptions for individual taxes: “I filed an extension so I don’t have to pay by April 15” – A properly filed extension gives you an...
by Ramdas | Sep 24, 2021 | Financial Planning, Individuals Articles, Tax Articles
We have all heard the saying in marriage that “what’s yours is mine”, but is that true from a legal standpoint? Texas is one of nine states in the United States that has community property laws. Many people believe that in a community property state, once you are...
by Ramdas | Aug 20, 2021 | Financial Planning, Individuals Articles, Retiring
When it comes to retirement planning an IRA (Individual Retirement Account) adds value to your nest egg. When strategizing an IRA, there are different options to choose from, along with different tax consequences when you contribute and withdraw the funds. Below...
